 Your weekly advocacy update: Stay informed, take action, and champion the voice of America’s defense credit unions! This week, DCUC advanced several key advocacy initiatives, urging Congress to protect servicemembers, Coast Guard personnel, and federal employees from credit harm during government shutdowns, while commending legislative efforts such as the STREAMLINE Act to modernize outdated financial reporting requirements.
The Defense Credit Union Council, DCUC, sent a letter to Chairmen Scott and Hill and Ranking Members Warren and Waters urging congressional action to prevent lasting credit damage to servicemembers, Coast Guard personnel, and federal employees during government shutdowns.
DCUC Commends Action to Ensure Military Pay, Urges Same Commitment to Coast Guard Members10/30/2025
The Defense Credit Union Council applauds the Administration for securing the funds needed to ensure our active-duty military personnel will be paid this week.
The Defense Credit Union Council (DCUC) today commended the Federal Communications Commission (FCC) for advancing proposed reforms under the Telephone Consumer Protection Act (TCPA), calling the action a “positive step forward” for defense credit unions and the millions of service members, veterans, and their families they serve.
 Shutdown politics have taken center stage in Washington. Closely following that will be the annual consideration of the National Defense Authorization Act, which may include hot-button issues such as the Credit Card Competition Act. Against that backdrop, DCUC is closely monitoring other issues that may not be as headline-grabbing but are nonetheless important to defense credit unions.
 Washington may be at a standstill, but the Defense Credit Union Council’s advocacy is moving full speed ahead. While federal agencies lock their doors, DCUC is on Capitol Hill ensuring our military community’s financial needs aren’t ignored. Just this month, I sent a letter to Congress urging lawmakers to include the Pay Our Troops Act of 2026 and Pay Our Coast Guard Parity Act of 2025 in the final defense budget—permanent fixes so servicemembers never miss a paycheck due to political gridlock.
The Consumer Financial Protection Bureau (CFPB) has issued an interpretive rule clarifying that the Fair Credit Reporting Act (FCRA) generally preempts state laws that affect broad areas of credit reporting. The rule reaffirms Congress’s intent to establish uniform national standards for the credit reporting system and replaces the Bureau’s July 2022 interpretive rule, which was withdrawn in May 2025.
 DCUC’s growth and results have outpaced our expectations for 2025. With the tremendous support of our members and partners, DCUC successfully closed 7 out of 8 strategic objectives outlined in our three-year plan, just 15 months following board approval in March 2024. Reaching this milestone exemplifies the strength of our collective commitment and the power of a results-driven association.
On Tuesday, October 21, the Defense Credit Union Council (DCUC) sent a letter to Senator Tim Scott and Senator John Kennedy commending their leadership on the Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act (STREAMLINE Act).
On Monday, October 20, the Defense Credit Union Council (DCUC) sent a letter to the leadership of the Subcommittee on Housing, Transportation, and Community Development sharing its appreciation for the subcommittee’s attention to housing innovation as the nation faces an affordable housing crisis.
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