WASHINGTON, D.C. – The Defense Credit Union Council (DCUC) proudly welcomes Municipal Credit Union, MCU, as its newest member.

​The Defense Credit Union Council (DCUC) proudly welcomes Cross Valley Federal Credit Union as its newest member.

Let’s face it, the issue of banks selling to credit unions has proven to be unfortunately durable, particularly on Capitol Hill. It came up early and often during the tax reform debate earlier this year; a number of credit union friends, particularly those with their hands on the pen as the One Big Beautiful Bill was being drafted, explicitly told credit union advocates that “you are going to have to deal with this. It’s not something that most of Congress agrees with credit unions on.”

The Defense Credit Union Council (DCUC), representing more than 200 credit unions serving over 40 million members nationwide, announced its strong support for the Pay Our Troops Act of 2026.

The Defense Credit Union Council (DCUC) has called attention to a recent Washington Reporter article that highlights a poll revealing that 62% of voters – across party lines – support eliminating the federal cap on small-business loans by credit unions.

​As Congress returns to session in fall 2025, the defense credit union community can take pride in recent advocacy wins and prepare for the challenges ahead. The Defense Credit Union Council’s proactive, bipartisan efforts have protected servicemembers’ financial interests and ensured credit unions have a voice at the policy table. At the same time, DCUC remains clear-eyed about the work to be done. The late-2025 legislative landscape presents both opportunities and threats—from safeguarding military financial protections to positioning credit unions for future innovation. In this outlook, we recap the recent victories and map out the key policy priorities on the horizon as Congress gets back to work.

​The Defense Credit Union Council (DCUC) has sent a letter to the House Committee on Small Business urging lawmakers to modernize outdated lending laws and strengthen Small Business Administration (SBA) programs to better serve Main Street and veteran-owned businesses.