​As 2026 begins, there are several holdover credit union regulatory and judicial issues on the docket from last year that DCUC is working on.

​Here’s a quick overview:

​Artificial Intelligence (AI) is no longer a futuristic concept— it’s a present-day reality reshaping industries across the globe. From automating routine tasks to enabling predictive analytics and enhancing customer experiences, AI offers transformative potential for organizations of all sizes. However, realizing these benefits requires more than just adopting new technology; it demands strategic preparation. 

​WASHINGTON, DC – This week, the Defense Credit Union Council (DCUC) submitted four comment letters to the National Credit Union Administration (NCUA) in response to the agency’s first round of regulatory relief proposals. DCUC’s letters collectively express strong support for the NCUA’s efforts to modernize regulations, reduce unnecessary compliance burdens, and provide credit unions with greater flexibility to better serve their members.

For anyone struggling with credit card bills, the idea of capping interest rates at 10% might sound like a welcome relief, but as an advocate for America’s military families and the credit unions that serve them, I have to sound the alarm: such a one-size-fits-all cap would likely do far more harm than good. It could unintentionally cut off servicemembers and hardworking consumers from the very lifeline of credit they rely on in emergencies, all while failing to address the root causes of predatory lending. 

I am proud to report that DCUC had another breakout year in 2025!

• We consistently led the industry on all major advocacy issues, had one of our member CEOs testify at a Senate Banking Hearing, and worked closely with Congress and NCUA on several industry initiatives.
• We opened our membership to all credit unions, and our membership grew as a result; we diversified our revenue streams; and we signed several partnership agreements with industry-leading business and system partners.
• Plus, we improved our conferences, making them better in terms of inspirational speakers, informational breakouts, and overall attendance.

​WASHINGTON, DC – The Defense Credit Union Council (DCUC) has issued a letter to Senator Elizabeth Warren following her January 23 letter regarding proposals to cap credit card interest rates and expand consumer protections.