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Background Check Change Could Put Troops' Clearances at Risk

Tuesday, August 28, 2018  
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Defense Credit Unions can make a difference with various financial education programs, loans, and assistance efforts.  This is an important part of what we do.  Here is one reason why:

 

Military.com posted an interesting article by Amy Bushatz.

 

Background Check Change Could Put Troops' Clearances at Risk

 

The following excerpts are key:

 

"The Department of Defense (DoD) will now 'continuously' monitor the financial status of servicemembers with security clearances," the Consumer Financial Protection Bureau announced in an Aug. 20 release. "This means that a past-due bill or an error on your credit report could jeopardize your clearance status."

Currently, background check reviews for clearance holders look at credit and financial data of clearance holders once every five to 10 years, the release says.

But a change directed by the White House earlier this year shifts the administration of background checks from the Office of Personnel Management (OPM) to the Pentagon, and with that comes the new automated monitoring plan, officials said.

Financial stability is just of one of many risk factors investigators considered when determining whether or not troops and other employees can hold or keep a security clearance, according to the National Security Adjudicative Guidelines, last updated in July, 2017.

"Failure to live within one's means, satisfy debts, and meet financial obligations may indicate poor self-control, lack of judgement, or unwillingness to abide by rules and regulations, all of which can raise questions about an individual's reliability, trustworthiness and ability to protect classified or sensitive information," the guidelines say.

 

Troops who are notified that their security clearance is being denied or revoked can appeal the decision with a hearing before the Defense Office of Hearings and Appeals. Financial experts who specialize in military issues recommend troops take simple steps to avoid problems like monitoring their credit reports and working to paying bills on time.


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